TL;DR

Compliance Lead (Fintech): Owning and shaping the compliance and financial crime framework for innovative invoice finance, BNPL, and embedded credit products within a regulated UK banking group, with an accent on implementing enterprise-wide policies into proportionate, product-specific frameworks and ensuring regulatory consistency. Focus on translating group-level bank policy into a fast-scaling product environment, managing AML/CTF compliance, and serving as a primary compliance and financial crime advisor.

Location: Hybrid (London, United Kingdom). Deep practical knowledge of the UK regulatory landscape is required, suggesting a strong preference or requirement for a UK presence or work eligibility.

Company

Allica Bank is the UK’s fastest-growing financial technology firm, focused on helping established SMEs through innovative financial products.

What you will do

  • Own and shape the end-to-end Compliance and Financial Crime Framework for Kriya’s digital lending products.
  • Implement, adapt, and operationalize the Bank’s group compliance, AML, sanctions, and financial crime policies.
  • Act as financial crime manager for Kriya, responsible for AML/CTF compliance under the MLRs.
  • Ensure customer due diligence (CDD/KYC), sanctions screening, and transaction monitoring align with bank standards.
  • Serve as the primary compliance and financial crime advisor to product, engineering, and commercial teams.
  • Manage regulatory interactions relevant to AML supervision and contribute to group-wide initiatives.

Requirements

  • 5+ years of hands-on experience in a compliance role within fintech or digital lending.
  • Proven experience in building or enhancing compliance frameworks for specific products.
  • Deep, practical knowledge of the UK regulatory landscape.
  • Exceptional analytical and problem-solving skills, able to translate regulatory text into actionable requirements.
  • Confident and influential communicator, able to engage stakeholders at all levels.
  • High integrity, strong organisational skills, and unwavering attention to detail.

Culture & Benefits

  • Flexible and hybrid working options available.
  • Full onboarding support and continued development opportunities.
  • Pension contributions and discretionary bonus scheme.
  • Private health cover and life assurance.
  • Family friendly policies including enhanced Maternity & Paternity leave.
  • Regular social activities.