TL;DR
Senior Credit Risk Analyst (Fintech): Developing and optimizing end-to-end credit risk strategies for a high-growth SMB lending business with an accent on underwriting, pricing, and portfolio performance. Focus on leveraging data-driven insights and advanced modeling to drive customer acquisition and profitability while maintaining rigorous credit risk guardrails.
Location: Mountain View, California
Company
Intuit is a global financial technology platform that powers prosperity through products like TurboTax, Credit Karma, QuickBooks, and Mailchimp.
What you will do
- Develop and manage credit risk strategies covering customer targeting, underwriting, and collections.
- Utilize QuickBooks customer cashflow data to enhance predictive modeling and risk management.
- Design A/B tests and hypothesis testing frameworks to evaluate credit risk and return trade-offs.
- Build monitoring frameworks and track key performance indicators to ensure strategy effectiveness.
- Collaborate cross-functionally with Data Science, Engineering, Product, and Marketing teams.
- Contribute to the creation of innovative new financing products.
Requirements
- Bachelor’s degree in a quantitative field such as Finance, Mathematics, or Engineering.
- Minimum 6 years of professional experience in credit risk analytics and management.
- Proficiency in analytical tools including SQL, SAS, Python, R, and Tableau.
- Familiarity with credit scoring, regression modeling, and machine learning techniques.
- Strong grasp of bureau attributes, cash flow data, and alternative data sources.
- Excellent communication skills for influencing stakeholders and driving decision-making.
Culture & Benefits
- Competitive base pay with a performance-based rewards approach.
- Eligibility for cash bonuses, equity rewards, and comprehensive benefits packages.
- Commitment to fair pay through regular internal comparisons across demographics.
- Work within a fast-paced, high-visibility team dedicated to reinventing small business borrowing.