TL;DR

Payments and Cards Compliance Specialist (Fintech): Leading Ebury's payments and cards compliance capability by overseeing regulatory frameworks, product launches, and control structures across the UK and EEA with an accent on regulatory divergence and complex risk management. Focus on maintaining high standards of compliance with FCA and NBB/EU regulations, advising product squads, and mentoring team members.

Location: Must be based in London, Madrid, or Brussels. Hybrid work: 4 days in office, 1 day remote per week.

Company

Ebury provides integrated financial solutions including business accounts, hedging, and financing through a proprietary platform designed to help businesses scale globally.

What you will do

  • Own the regulatory compliance framework for the payments and cards product domain.
  • Provide expert guidance to product and engineering teams on regulatory requirements and product architecture.
  • Manage regulatory change and interpret impacts of PSD3/PSR, DORA, and other evolving mandates.
  • Oversee FinCrime controls as they intersect with payments and card products.
  • Lead engagements with regulators, card schemes, and banking partners.
  • Line manage and develop compliance analysts to grow their regulatory expertise.

Requirements

  • Substantial experience in a payments or product compliance role within a regulated fintech or financial institution.
  • Strong knowledge of UK and/or EU/EEA payments regulatory frameworks (PSD2/PSR, EMD2, FCA rules, SEPA).
  • Proven ability to provide first-line compliance oversight for product launches and material changes.
  • Familiarity with card scheme rules and FinCrime controls (KYC, transaction monitoring, sanctions).
  • Ability to advise stakeholders on complex regulatory issues in a commercially aware manner.
  • English fluency required.

Nice to have

  • Experience working under NBB, DNB, Banco de España, or BaFin.
  • Knowledge of DORA, EU Instant Payments Regulation, or EU AML Package.
  • European language skills (Dutch, Spanish, French, or German).
  • ICA Certificate or Diploma in Compliance/AML/Financial Crime.

Culture & Benefits

  • Competitive salary with annual discretionary performance-based bonus.
  • Defined pathways for career progression into leadership or specialist roles.
  • Collaborative and supportive environment with dedicated mentorship.
  • Access to cutting-edge technology and custom-built compliance tools.
  • Competitive benefits package including healthcare and social benefits.