TL;DR

Head Of Risk E-Money (Fintech): Building and leading the independent second line risk function for a Store Value Facility (SVF) entity with an accent on regulatory alignment, governance, and liquidity risk oversight. Focus on establishing robust risk appetite frameworks, managing product and change risk, and ensuring operational resilience across the MENA region.

Location: Onsite in Dubai, UAE

Company

Capital.com is a leading global trading platform recognized for its award-winning technology and seamless client experience.

What you will do

  • Define and lead the SVF risk strategy for the MENA region in alignment with group frameworks.
  • Own the Enterprise Risk Management Framework, including risk appetite statements, policies, and committee governance.
  • Lead regulatory engagement with the CBUAE and manage regulatory submissions and remediations.
  • Provide independent oversight of safeguarding arrangements, client funds, settlement exposures, and liquidity risk.
  • Conduct risk sign-off for new products and material changes, ensuring residual risk remains within appetite.
  • Oversee operational risk, including payments, fraud, incident management, and third-party risk.

Requirements

  • Education: University degree required.
  • Experience: 8+ years in risk management within regulated financial services.
  • Expertise: Strong knowledge of CBUAE expectations for SVF and payment activities.
  • Experience: Prior regulatory approval in the UAE is a strong advantage.
  • Skills: Proven experience running a second line risk function with clear independence.
  • Skills: Deep technical knowledge in operational, technology, cyber, and liquidity risk.

Nice to have

  • Professional risk qualifications such as FRM, PRM, or CFA.
  • Experience in payments, digital wallets, or remittances.

Culture & Benefits

  • Competitive salary package.
  • Comprehensive medical insurance plan.
  • Generous annual leave policy to support work-life harmony.
  • Workation perk: 30 days of remote work from anywhere in the world.
  • Volunteer days: two additional paid days per year for community support.
  • Employee referral program.